Keeping your card under control doesn’t have to be hard. Here are five healthy habits to help you manage your card and protect your credit rating.
Track your spending
By choosing secure electronic statements and checking them each month, you’ll be able to see exactly where your money is going and spot any suspicious activity on your card, so you can report it to the bank.
Remember to pay on time
Get to know your card payment due date, then pay on time or even a little early – you can avoid late fees and keep interest under control.
Don’t just pay the minimum
If you can afford it, paying even just a little extra helps you keep your balance down and reduce your overall interest bill.